I got this in my email today and wanted to pass it along....
As always NEVER, EVER give out your personal INFO!!!!
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You can find this info at:
http://clicks.aweber.com/z/ct/?qoffGHApPa_3NXl0cmQNPA
but
I've also repeated it below.
This is what's known as "demand draft" fraud and
right now there is an aggressive ring contacting
St. Louis Bank customers posing as employees
of the "Overdraft department" trying to get
people
to tell them their checking account numbers.
In fact just while writing this I got a call from
a lady claiming to be from the "collections
department"
(we had already contacted our Bank and alerted
them of the issue).
Like I said, I'm sure you know how this works,
but just in case here it is in a nutshell:
Don't give a company your checking account
information
or social security number until you're
comfortable with them.
A major source of fraud today is called "demand
draft"
fraud.
Here's how it works:
Once you provide the account information, a
criminal
creates a "demand draft" (i.e. a remotely created
check
that doesn't require a signature) and withdraw
funds from
your account -- often without your permission.
They get away with it because demand drafts
generally only
require the customers typewritten checking
account number,
a notation that the customer authorized the draft
and/or a
statement such as the statement "No signature
required,"
"Authorization on file," "Signature on file," or
words
similar to that effect.
If you are a victim of a scam like this you will
need to work
with your bank and almost always close your
current checking
account and open a new one.
